Student Insurance - Health and Assistance - Travel

from 20,95 € /year

What do you need ?

Student housing insurance

from 20,95 € /year

Immediate housing insurance certificate by email!

Simple and quick online subscription

For students and recent graduates

No documents required

3 levels of coverage based on your needs

No automatic renewal

Student Reviews

4.8/5

"Simple j’ai fais ma demande sans problème"

Review from 06/07/2026, following an experience of 02/07/2026 with fadwa E.

"Service rapide, site clair et inscription facile. Très satisfait de mon expérience. Je recommande."

Review from 05/07/2026, following an experience of 01/07/2026 with abdou z.

"Service rapide"

Review from 05/07/2026, following an experience of 02/07/2026 with Selima M.

"Satisfaites"

Review from 03/07/2026, following an experience of 03/07/2026 with Ounissa K.

See all 8496 reviews

Why do you need student housing insurance?

Are you a student or recent graduate and about to move into a new place?

Tenant or renting a CROUS room, a university dormitory, a studio, an apartment, or a house, whether furnished or not, you are required by law to have housing insurance. You will need to provide proof of this insurance when signing the lease and receiving the keys.

Your landlord has the right to request an insurance certificate from you every year. Therefore, your contract must be renewed no later than 31/08. Failure to renew could be a reason for your lease to be terminated.

To cover your responsibilities to the property owner, you must take out student housing insurance that covers rental risks such as fire, explosion, and water damage. However, this insurance does not cover damage caused to neighbors or third parties (other than fire and water damage), damage to your own property, or your personal civil liability.

We encourage you to complement your policy with civil liability coverage, theft, vandalism, glass breakage, and office equipment extensions. These options are available within the insurance plans or as additional coverage during your online subscription.

Questions? We’ve got answers!

Our « home insurance » offer

For what type of accommodation?

Our home insurance contract covers the following student accommodations:

Apartments, houses, and studios: Our insurance protects any student accommodation occupied as a tenant, whether it's an apartment, house, or studio.
University rooms and CROUS residences
- Students residing in university rooms or CROUS residences are also eligible.
Youth worker hostels (FJT) and student residences
- Accommodations located in FJTs or student residences are covered by our contract.
Accommodations with 1 to 4 rooms
- During your subscription, you can indicate the number of rooms in your accommodation (up to 4 rooms).
Furnished or unfurnished accommodations
- Our contract applies to both furnished and unfurnished accommodations.

See all your questions

With you, everywhere!

Student travel insurance

from 15,60 €

Coverage of your medical expenses

Repatriation assistance

Civil liability

Worldwide coverage

With our partner ACS

Subscribe with our Partner ACS

International Student Health Insurance

from 66,59 € /year

Coverage of medical expenses

Repatriation assistance

Personal liability

Legal assistance

Contract from date to date

With our partner ACS

Subscribe with our Partner ACS

Insured in 2025-2026 + 110 000

They trust us

Student insurance since 1968

ADH Student Insurance: Who are we?

Our story

In 1968, Stéphane DESCAMPS, the young manager of ADH, had an innovative idea: to offer low-cost housing insurance contracts for students residing in France. To achieve this, he partnered with the CROUS of Lille to create a complete and distinctive solution tailored to small budgets.

The success of this project encouraged ADH to expand its offerings to other CROUS regions. Partnerships grew, demand increased, and as usage evolved, ADH adapted to these new behaviors by launching its online platform, Assurances Etudiants, in 2000.

Listening to your needs, we constantly adapt our contracts and services to meet your expectations.

Since then, we have been the number one provider of online student housing insurance contracts.

Our business

Our position as a broker and leader in the field of online student housing insurance allows us to offer a wide range of coverage options. To meet your needs, we have designed three plans that cover your rental risks, personal belongings, and additional options for a tailored solution.

The Comfort and Serenity plans include Civil Liability coverage. This means you are protected for damages caused to third parties in private, academic, and internship settings. We understand that as a student, your budget is limited, so we negotiate the best possible terms with our insurance partners to offer you solutions at the best market prices. Our goal is to meet your needs while providing a premium that suits your status.

Our industry experts are available Monday to Friday, from 2:00 PM to 5:00 PM, to answer all your questions and provide guidance on any issues you may have: subscribing to your multi-risk housing contract, changing your plan, updating your address, adding a roommate, or filing a claim.

We understand that your time is valuable. That's why we have created an intuitive website with features that allow you to get quick answers: