Coming to study in France? Don’t take any risks. Protect your health with International Student Health Insurance designed specifically for international students.
As a foreign resident, you need reliable coverage for your medical expenses while living in France. Whether it’s a routine consultation, prescribed medication, or an emergency, being insured means you can access care without worry.
Our insurance plans are tailored for international students staying in France for at least one month. The subscription process is simple, entirely online, and our offers adapt to your situation and budget.
Choose peace of mind from day one. Avoid unexpected healthcare costs. Focus fully on your studies.
Get your International Student Health Insurance today and start your stay in France with confidence.
International Student Health Insurance
from 66,60 € /mois
- Coverage of medical expenses
- Repatriation assistance
- Personal liability
- Legal assistance
- Contract from date to date
Get your quote in 1 minute !
Our advantages
Best Price
We are committed to offering you insurance that fits your budget.
Immediate Coverage
No waiting, your home is covered as soon as your payment is confirmed.
Certificate in 5 min!
Fast and easy, you’ll get your insurance certificate instantly by email.
Get your quote in 1 minute !
International Student Health Insurance – Get covered before you arrive in France
Standard Plan
Get insured
plan starting at
66,60 € /mois
From 1 to 12 months (renewable)
Individual contract with fixed duration
Valid in France and the European Union (for temporary travel)
24/7 assistance service
Enhanced coverage
Plus Plan
Get insured
plan starting at
97,83 € /mois
From 1 to 12 months (renewable)
Individual contract with fixed duration
Valid in France and the European Union (for temporary travel)
24/7 assistance service
Enhanced coverage
How to get your student health insurance in under 3 minutes?
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1Personalize your stay Enter your country of origin and your start and end dates to get an instant, tailor-made quote
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2Choose your plan Discover our health plans designed to top up the French national healthcare (Ameli). Check our rates and select the ideal level of coverage between the Standard and Plus formulas.
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3Fill in your details Enter your personal information, email, and residential address in France on our 100% secure platform.
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4Pay and receive your documents Review your contractual terms, complete your secure online payment, and instantly receive your contract and insurance documents by email.
Our guarantees
HEALTH & ACCIDENT
Standard plan
Plus plan
HEALTH & ACCIDENT
Standard plan
Plus plan
Standard plan
Plus plan
Standard plan
Plus plan
DEATH BENEFIT
Standard plan
Plus plan
DEATH BENEFIT
Standard plan
Plus plan
Standard plan
Plus plan
Standard plan
Plus plan
REPATRIATION ASSISTANCE
Standard plan
Plus plan
REPATRIATION ASSISTANCE
Standard plan
Plus plan
Standard plan
Plus plan
Standard plan
Plus plan
LEGAL LIABILITY
Standard plan
Plus plan
LEGAL LIABILITY
Standard plan
Plus plan
Standard plan
Plus plan
Standard plan
Plus plan
Student Reviews
4.8/5
"Je ne connaissais pas ADH Mon a parlé j’ai testé et franchement c’est incroyable c’est rapide effica"
Review from 11/06/2026, following an experience of 08/06/2026 with Zaharai A.
"Je n’ai pas encore eu de problème avec mon assurance. Je souscris mon assurance ici depuis 05/2024 e"
Review from 10/06/2026, following an experience of 10/06/2026 with Shanaida K.
"Une assurance pratique à mettre en place en ligne avec une base de tarif très accessible et des opti"
Review from 10/06/2026, following an experience of 07/06/2026 with Matiss H.
"Je suis content un très bon place je vous remercie"
Review from 10/06/2026, following an experience of 09/06/2026 with S A.
Learn everything about the health insurance for international students
Questions? We’ve got you covered!
Frequently Asked Questions: International Student Health Insurance
- Medical and hospitalization coverage.
- Civil Liability (required by your university).
- Medical repatriation assistance (required for your student visa).
- Hospitalization: Covered at 100% of actual costs in contracted facilities.
- Doctors and specialists: Reimbursed at 100% of actual costs (up to €80 or €100 per visit).
- Dental care: Covers dental emergencies and accident-related dental treatments.
- Medical repatriation to your home country.
- Direct billing coordination in case of hospitalization.
- An early return ticket in the event of a severe family emergency.
- Legal assistance coupled with your Civil Liability coverage.
Is the international student health insurance offered by ADH recognized by French universities and schools?
Yes, our international student health insurance is recognized by all French universities and higher education schools. Upon online subscription, you instantly receive your official certificate by email. This mandatory document proves you have comprehensive medical coverage and civil liability, allowing you to seamlessly validate your university enrollment and start your studies in France.
Does the insurance certificate meet the prefecture's requirements for obtaining a French student visa?
Absolutely. The ADH insurance certificate is 100% compliant with the strict requirements of French prefectures and consulates. This essential document is valid for both your initial student visa application and your residency permit renewal. It proves you have full medical coverage and repatriation assistance, ensuring a smooth immigration process.
Is the ADH health insurance a comprehensive plan, or do I legally need additional coverage?
Our international student health insurance is a comprehensive, all-in-one plan. You legally do not need any additional coverage for your stay. To simplify your move to France, our policy centralizes the three mandatory guarantees:
Am I covered immediately, or is there a waiting period before I can see a doctor?
In the event of an accident or accident-related medical emergency, you are covered immediately with no waiting period. For standard illnesses (like doctor consultations and treatments), a short 8-day waiting period applies after subscription. Once this brief period passes, you are fully protected for all your healthcare needs in France.
Does the insurance cover hospitalization, dental care, and specialist visits?
Yes, our health coverage for international students is highly comprehensive:
Does this plan work as a top-up health insurance (mutuelle) alongside the French Social Security (CPAM)?
Yes, it does. When you arrive in France, registering for French Social Security (CPAM) can take months. Our insurance covers you from the very first euro while you wait. Once your CPAM affiliation is active, our policy automatically adapts to function as a top-up insurance (mutuelle), covering the remaining out-of-pocket medical costs.
Do you offer direct billing (tiers payant), or how do I get reimbursed if I pay upfront?
For routine doctor visits, you must pay upfront. Reimbursement is fast and easy: simply upload your medical invoices under €500 to our online platform, or mail them if the amount is higher. For hospitalizations, no upfront payment is required -we set up direct billing with the hospital through a simple phone call.
What are the coverage rates and reimbursement times for standard medical care?
We reimburse standard medical care (prescriptions, lab tests, X-rays) at 100% of actual costs. Doctor consultations are also covered at 100% (up to €80 or €100). Thanks to our 100% digital platform for claims under €500, processing is accelerated, ensuring you receive a rapid bank transfer for your reimbursements.
Can I extend or adjust my contract dates if my study abroad period changes?
Yes, our insurance easily adapts to the length of your stay in France (from 1 to 12 months). If you extend your studies, you can quickly renew your policy online through your personal account. There are no additional administrative fees, guaranteeing continuous medical protection between two academic years.
Is customer support available in English for questions or medical emergencies?
Absolutely. Our France-based team manages your administrative requests and reimbursements in both English and French. For any medical emergency (hospitalization, repatriation), our assistance center is available 24/7. Our medical operators speak major international languages, ensuring you get the help you need without any language barriers.
What assistance guarantees are included in the international student health insurance policy?
Our international student health insurance includes robust assistance guarantees to ensure your peace of mind:
Can I use this insurance before my French Social Security (CPAM) is officially activated?
Yes, this is a major benefit of ADH. Obtaining your French Social Security (CPAM) number often takes several months. During this waiting period, our insurance works independently. You are reimbursed from the very first euro spent on medical care, without having to wait for your official enrollment in the French healthcare system.
Do I need a French bank account to receive my medical reimbursements?
No, a French bank account is not strictly mandatory to subscribe or receive your ADH reimbursements; an international account (ideally with a SEPA IBAN) is sufficient. However, opening a French bank account upon arrival is highly recommended, as it will greatly simplify your daily life and your official CPAM registration.
Does the health insurance include medical repatriation to my home country?
Yes, medical repatriation is fully included in our coverage. In a severe medical emergency, if doctors determine you need to return to your home country, our 24/7 assistance team will organize and fully cover your medical repatriation. This is a crucial guarantee required to validate your student visa.
How do I register for the French healthcare system (Sécurité sociale) as an international student?
To register, visit the official website: etudiant-etranger.ameli.fr. You will need to provide documents like your passport, student visa, and school certificate. Since this process takes time, ADH health insurance covers you from your first day in France. Once you get your CPAM number, our plan automatically becomes your top-up insurance.
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