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Young Professional Home Insurance by ADH

from 20,85 € /year


  • For young professional

  • 100 % online

  • No documents required

  • No automatic renewal

Your quote in 1 minute!

Our advantages

Best Price

We are committed to offering you insurance that fits your budget.

Immediate Coverage

No waiting, your home is covered as soon as your payment is confirmed.

Certificate in 5 min!

Fast and easy, you’ll get your insurance certificate instantly by email.

Your quote in 1 minute!

Our housing insurance offers

Just finished your studies (within the last 3 years) and moving into a new place—on your own or with flatmates?
It’s time to take out home insurance that fits your new life as a young professional!

ADH Assurances offers a simple, comprehensive, and affordable policy with three levels of cover and optional extras to suit all your needs.

Our plans always include Personal Accident cover (designed for young professionals), Legal Protection, and Personal Liability insurance (included in the Comfort and Serenity plans). A smart way to start your working life with peace of mind.

Essential

plan starting at 20,85 € /year
Furniture coverage up to €3,500 per item
Fire
Water damage
Retake indemnity (student)
Personal accident coverage (young professional)
Liability insurance
Psychological assistance
Social support
Glass breakage
Theft
Get insured

Comfort

plan starting at 28,20 € /year
Furniture coverage up to €3,500 per item
Fire
Water damage
Retake indemnity (student)
Personal accident coverage (young professional)
Liability insurance
Psychological assistance
Social support
Glass breakage
Theft
Get insured

Serenity

plan starting at 49,55 € /year
Furniture coverage up to €3,500 per item
Fire
Water damage
Retake indemnity (student)
Personal accident coverage (young professional)
Liability insurance
Psychological assistance
Social support
Glass breakage
Theft
Get insured

Our guarantees

Essential plan
Comfort Plan
Serenity Plan

Student reviews

A comprehensive young professionals home insurance for all situations

student home insurance

Insurance conditions for the 2025/2026 academic year, valid from the subscription date until 31/08/2026.


This multi-risk home insurance is exclusively for young professionals who completed their studies within the last three calendar years.


This insurance is available for tenants only. In case of shared accommodation, the tenant(s) must also be students and/or young professionals.


The home insurance contract is established WITHOUT AUTOMATIC RENEWAL and must be renewed before September 1st each year.


The contract starts, depending on the option chosen, either immediately or 14 days after payment confirmation, and ends on 31/08 each year.


Home insurance is mandatory, even for free accommodation.


Failure to meet these conditions results in the cancellation of coverage and no refund of the premium.


There are no age limits for subscription.


Your home must be located in MAINLAND FRANCE (including Corsica), whether it's a studio, apartment, university residence, residential building, with a private individual, or in a boarding school, etc.


The theft guarantee is only applicable in the event of a break-in, violence, or threat. Burglaries involving one of these characteristics are covered within the limits of your contract.


Civil Liability covers damages caused to third parties in private life, school life, and internships. This is included only in the Comfort and Serenity plans.


Additional options can be added at any time.


Cash, jewelry, and valuables are excluded.


Claims can be reported directly online in your account by clicking on "Report a claim."

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Coverage details

Read the general terms and conditions, click here.


Fire + Water Damage (no deductible)
Tenant risks: no sum limit
Your personal belongings: €3500 per main room.
Main room = any room other than storage, hallway, kitchen under 30 m², WC, bathroom.
Relocation costs, expert fees.
Neighbor claims, etc.


Subscriber’s Civil Liability
Damages caused to third parties in private life (Articles 1382-1383-1384 of the Civil Code), school life, and internships.


Theft
Coverage €800 with a €70 deductible.


Glass Breakage
Coverage €250 with a €20 deductible.


Legal Protection
Legal protection for your rental property
Legal protection for your consumption
No deductible
Amicable intervention threshold: €0
Judicial intervention threshold: €1000
Coverage limit per dispute: €1000

Office Equipment Extension
Coverage limit €1300 (with a €70 deductible)
We cover accidental breakage of computers and their peripherals, under 8 years old, located in the insured premises.


Accident Coverage (for young professionals only)
Coverage limit €3000
Capital covered in case of Death and/or Total or Partial Permanent Disability due to an Accident.


Psychological Assistance and Social Support
Limited to two (2) sessions per year, with a maximum of ten (10) sessions per support.

Home Insurance: A Must-Have for Young Professionals

student housing insurance
First job, new place? Don’t forget your home insurance!
Home insurance is mandatory if you’re renting a studio, apartment, or house—furnished or unfurnished. Whether you've just landed your first job or you're starting a new chapter, you’ll need to provide proof of insurance when signing your lease and collecting your keys.

Your landlord may also request this certificate annually, so it’s important to renew your policy before 31 August. Missing this deadline could result in your lease being terminated.

To comply with the law and cover your responsibilities as a tenant, you must take out home insurance that includes rental risk cover—protection against fire, explosions, and water damage.
However, this basic coverage does not include damage to your neighbours’ property (except in case of fire or water damage), nor does it protect your personal belongings or your personal liability in everyday life.

That’s why we recommend adding optional extras such as personal liability insurance, theft, glass breakage, or even computer equipment cover. These can all be selected easily during your online subscription

Questions? We’ve got you covered!

building SVG Our « home insurance » offer
    For what type of accommodation?

    Our home insurance contract covers the following student accommodations:

    • Apartments, houses, and studios: Our insurance protects any student accommodation occupied as a tenant, whether it's an apartment, house, or studio.
    • University rooms and CROUS residences
      • Students residing in university rooms or CROUS residences are also eligible.
    • Youth worker hostels (FJT) and student residences
      • Accommodations located in FJTs or student residences are covered by our contract.
    • Accommodations with 1 to 4 rooms
      • During your subscription, you can indicate the number of rooms in your accommodation (up to 4 rooms).
    • Furnished or unfurnished accommodations
      • Our contract applies to both furnished and unfurnished accommodations.