Student insurance

A Story Rooted in Student Support

It all began in 1968, when Stéphane DESCAMPS, then a young manager at ADH, came up with an innovative idea: to offer affordable housing insurance to students living in France.

To bring this idea to life, he partnered with the CROUS of Lille to create a comprehensive offer tailored to students’ tight budgets.

This local success encouraged ADH to expand its partnerships with CROUS offices in other regions.
As needs and habits evolved, ADH launched its Student Insurance website in 2000, enabling 100% online subscription.
Since then, we have continually adapted our services and policies to meet your expectations, becoming the leading provider of online student housing insurance.

Our Mission: Supporting You with Accessible, Tailored Insurance Solutions

As a specialized insurance broker, ADH offers a wide range of coverage options designed to meet your essential needs: tenant liability, protection for your personal belongings, and optional add-ons depending on your situation.
Our three customizable plans — Essential, Comfort, and Serenity — include Civil Liability coverage depending on the option chosen, protecting you in all circumstances: personal, academic, or professional life.

Understanding the financial constraints students face, we negotiate with our insurance partners to ensure you get the best rates without compromising on quality.

Our team of experts is available Monday to Friday to support you through every step: subscription, contract changes, claims, and more.

With our fast and intuitive website, you can:

• Get an online insurance quote


• Compare our plans


• Subscribe easily


• Download your certificates


• Manage your information and claims in just a few clicks


• Renew your contract effortlessly

ADH: A Trusted Insurance Partner Beyond Student Coverage

Beyond our expertise in student insurance, ADH Assurances also offers tailored solutions for individuals, professionals, businesses, and public institutions.
We leverage our expertise to address your specific needs — whether for professional protection, liability insurance, or comprehensive multi-risk policies.

As proud members of the international Uniba Partners network, we benefit from a strong network of independent brokers worldwide, giving us global expertise and access to diverse insurance solutions.

Moreover, our commitment to quality is ISO 9001 certified, a testament to our continuous efforts to improve our processes, services, and customer satisfaction.

For students, we also offer strategic partnerships to help make insurance solutions more accessible and better suited to their unique needs.

By choosing ADH, you gain personalized advice, a broad range of products, and reliable, responsive support—whatever your profile or insurance needs may be.