WHO IS IT FOR ?

Insurance for foreigners residing in France on a temporary basis (1 month minimum), aged under 60 for warranties E and F, and under 79 for the ENP warranty. Subscription to this health insurance policy is for foreign nationals coming to live in France for a minimum period of one month.

TYPE OF CONTRACT

  • Level of warranty: 3 policies to choose E / F / ENP
  • Duration: From 1 to 12 months, renewable
  • Type of contract: individual, fixed term
  • Insurer: MGEN & ALLIANZ IARD
MEDICAL EXPENSES
Warranties E et F
We refund medical expenses, hospitalisation and surgery as a % of Social security standard scale of charges, with a maximum of 30 000 € during the contract for warranty E and 46 000 € during the contract for warranty F.
Warranties ENP
We refund medical expenses, hospitalisation and surgery as a % of Social security standard scale of charges, with a maximum of 8400 € during the contract for hospitalisation and surgery, and 800 € during the contract for medical expenses.
         
SURGERY AND HOSPITALISATION
All hospitals and clinics:
S.Soc E ENP F
Medical hospitalisation with surgery 100% 100% 100% 100%
Medical hospitalisation without surgery 80% 80% 80% 100%
Daily rate non non non oui
         
MEDICAL ACTIONS S.Soc E ENP F
At the doctor’s office 70% 70% 70% 100%
At home 70% 70% 70% 100%
General practitioner and specialist consultations 70% 70% 70% 100%
Radiology, complementary measures 70% 70% 70% 100%
         
PARAMEDICAL ACTIONS S.Soc E ENP F
Nurse care (injections...) 60% 60% 60% 100%
Physiotherapy following a traffic accident 60% 60% 60% 100%
         
DENTAL CARE S.Soc E ENP F
Caries only 70% 70% 70% 100%
153 EUR for the 1st year, unlimited from the second year if contract uninterrupted. 70% 70% 70% 100%
         
PHARMACY
Medications bought in any pharmacy
S.Soc E ENP F
Unreplaceable medicines 100% 100% 100% 100%
Normal medicines 65% 65% 65% 100%
Comfort medicines 30% 30% 30% 100%
Medicine with low medical benefit 15% 15% 15% 100%
         
OPTICAL S.Soc E ENP F
Contact lenses only 60% 60% 60% 100%
         
OTHER S.Soc E ENP F
Analyses (Laboratories) 60% 60% 60% 80%
Medical transport 65% 60% 60% 100%
Expenses relating to contraception, pregnancy and related complications, miscarriage, birth and consequences, within the limit of the amount shown opposite, from Year 2 / Amount 100%

70%
Forfait 305€

70%
Forfait 305€
100%
Forfait 458€
         
REPATRIATION ASSISTANCE
Health transport and repatriation Actual costs
Repatriation in the event of death 1.500€
Coffin costs 760€
         
CIVIL LIABILITY
Physical and non-physical injury 4.575.000€
Physical and non-physical damages only 76.000 €
Items entrusted during internships 11.500 €
Excess per case 80 €
         
LEGAL ASSISTANCE
Legal assistance 760 €

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Duration E ENP F
1 month 107 € 122 € 146 €
2 months 186 € 218 € 274 €
3 months 253 € 291 € 367 €
4 months 305 € 352 € 444 €
5 months 370 € 416 € 550 €
6 months 428 € 489 € 634 €
7 months 462 € 550 € 695 €
8 months 529 € 610 € 771 €
9 months 584 € 665 € 840 €
10 months 635 € 732 € 932 €
11 months 698 € 805 € 1025 €
12 months 698 € 805 € 1025 €

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  • The dates of effect and expiration are those shown on your contract, subject to payment of the premium.
  • When the contract expires it will only be renewed at the request of the insured party and the agreement of the Insurance Companies.
  • The costs associated with an illness (consultations, medical expenses etc.) will be assumed after a period of 8 days from the date of effect of the contract.
  • For hospitalisation, costs will be assumed after a period of 45 days for 1 year contracts, and up to a maximum period of 30 days per contractual period. This period is set at 30 days for contracts with a duration of between 4 and 6 months, and 8 days for contracts with a duration of between 21 days and 3 months.
  • Any illness discovered during this period will not be covered.
  • In the event of an accident, no waiting period will apply.
  • Expenses relating to contraception, pregnancy and related complications, miscarriage, birth and consequences, within the limit of the amount shown opposite, from Year 2 / Amount
  • In the event of an accident, no waiting period will apply.
  • In the event of pregnancy, the warranty will only apply when conception occurred after 12 months of uninterrupted coverage.
  • If the contract is renewed, if renewal takes place within 8 days of the expiry date of the last contract, the waiting times will be cancelled (for additional warranties, these periods will apply only to the warranty surplus).

Send a letter to :
ASSISTANCE ETUDIANTS
153 rue de l'université
75 007 Paris - France

The following justifying documents, within a maximum period of 3 months from the date of expiry of the contract:

  • Your declaration number (registration).
  • Doctor’s fee notes and invoices from medical establishments.
  • The original prescriptions and care sheets filled in in the name of the insured party with stickers for the corresponding medications.
  • In the event of hospitalisation, surgery, radiography or medical treatment: ask us for a medical certificate to be filled in by your doctor.