WHO IS IT FOR ?

Travel insurance for students of any nationality travelling outside their country of origin. A travel insurance policy designed to protect students, interns, travellers a Work Holiday Programme members under 40 years old travelling around the world.

TYPE OF CONTRACT

  • Destination: Worldwide
  • Duration: From 1 to 12 months, renewable
  • Type of contract: individual, fixed term
  • Insurer: MGEN
MEDICAL EXPENSES
Surgery and hospitalisation
A simple telephone call to engage
100% of actual costs, no excess, no waiting period
Consultations, pharmacy, x-ray analysis, paramedic care 100% of actual costs, no excess, no waiting period
Emergency dental treatment 100% up to 300 €
Dental treatment following an accident 100% up to 600 €
Maximum benefit per person and per year 300 000 €
For students : In your country of residence, during your return for school vacations, the same cover is available to you in the event of an emergency Up to a maximum of 15 000 €
   
ASSISTANCE
Medical transport 100% of actual costs
Medical repatriation 100% of actual costs
Presence of a family member in the event of hospitalisation of over 6 days Ticket & Return ticket + €80 per night (max. 8 hotel nights)
Early return following the death of a member of the immediate family Return ticket - actual costs
Extension of stay for medical reasons Inbound ticket + €80 per night (max 15 nights)
Dispatch of essential medicines which cannot be found on site 100% of expens100% of actual expenseses
Forwarding of urgent messages 100% of actual expenseses
Search costs 100% up to 3 000 €
Cash advances in the event of theft up to 700 €
Legal assistance up to 3 000 €
Advances for bail bonds up to 7 000 €
Repatriation of the body in the event of death

100% of actual costs  (funeral expenses limited to 1 500 €)

   
CIVIL LIABILITY 
Coverage of damages caused to others while travelling or during a stay:
Personal Injury 4 500 000 €
Damage to property and consequential losses therefrom 450 000 €
Objects entrusted during a period of traineeship 11 500 €
Deductible for the three guarantees 100 € (per file and per claim)
   
INDIVIDUAL ACCIDENTS / PREVENTION
Lump sum non-accidental death 1 000 €
Lump sum accidental death 8 000 €
Permanent total incapacity benefits 30 000 €
   
 BAGGAGE INSURANCE
During the outward / return journey 1 150 €
   

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Departure from a European Union country to anywhere in the world

  -40 years old
Up to 7 days 15 €
From 8 to 14 days 27 €
Over 14 days (monthly price) 36 €

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Departure from a country outside the European Union to a country within the European Union (except North America)

  -40 years old
Up to 7 days 19 €
From 8 to 14 days 35 €
Over 14 days (monthly price) 48 €

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Departure from a country outside the European Union to North America

  -40 years old
Up to 7 days 30 €
From 8 to 14 days 55 €
Over 14 days (monthly price) 80 €

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  • Coverage is effective on the date of effect (subject to regulations) and ends on the day of your return and, at the latest, the end of coverage date shown on the contract.
  • The initial contract must be signed on the day of departure at the latest and it must be renewed immediately and without interruption to the previous contract.

MY HEALTHCARE EXPENSES ARE INFERIOR TO EUR 500

Please submit your medical claim directly through our online platform.

MY HEALTHCARE EXPENSES ARE SUPERIOR TO EUR 500

Please send your request by mail to:

ACS – Medical Service
To the attention of the Medical Advisor
153, rue de l’Université
75007 Paris – France

Every claim must include:

  • The completed claim form
  • All medical documents in your possession (prescriptions, medical reports, reports, etc.)
  • All the supporting documents indicated on the form
  • The copy of your passport (identification page and arrival stamp)